AwardedServicesEuropeanOpen

Collective Partial Disability Insurance Municipality of Etten-Leur and Werkplein Hart van West-Brabant

Gemeente Etten-Leur · Open · 1 lots · 390430
Type
Services
66510000
Estimated value
Not published
To deadline
Ongoing
Knock-outs
n/a
exclusion grounds
Award basis
Best price-quality ratio
3 criteria
Assess manuallyconfidence high

Tender for a collective partial disability insurance for employees of the Municipality of Etten-Leur and Werkplein Hart van West-Brabant for a period of three to a maximum of six years.

Services · Open · European procedure

EuropeanComplete timeline
Contracting authority
Contract type
Services
Open
Estimated value
Estimate not published
Submission deadline
Ongoing
09:45
Scope
European
European procedure
Lots
1
1 lots
Main CPV code
Location
Netherlands
CharacteristicsCPV 66ServicesEU tender

01What is being requested

It concerns a collective disability insurance for approximately 380 employees of the Municipality of Etten-Leur and approximately 200 employees of Werkplein Hart van West-Brabant, with a fixed term of three years and one extension option of three years.

When an employee is absent for a long period or becomes disabled, the contracting authority wants to be there for its employee as an employer. Because the impact is significant, also on income. In practice, it appears that particularly in cases of partial disability, the drop in income is very large. To be able to guarantee employees more income security in the event of partial disability, the contracting authority, as an employer, offers a collective disability insurance (AOV) for partial disability for all its employees.

66510000Services
1Collective Partial Disability Insurance Municipality of Etten-Leur and Werkplein Hart van West-Brabant

02Outcome

Awarded

ASR Schadeverzekering N.V.

Bidders
1

03Strategic insight

Strategic insight · AI analysis
When submitting the qualitative bid, focus strongly on loss reduction through effective prevention. Ensure that the insured persons administration is organized as efficiently as possible to minimize manual changes. When calculating the price, take the all-in price into account, including all additional costs.
Read automatically from the tender documents using AI. Always verify against the original documents.

04Points of attention

Important · 7
The premium quote must be submitted using the mandatory format in Annex 1.Important
The general terms and conditions of purchase of the client have been set aside in favor of the policy conditions.Important
A revision clause is in effect which is not accepted.Important
The indexation of the premium is capped at the CBS index for commercial services.Important
The insured employee must earn at least 65% of the indexed insured annual income for benefits to apply.Important
A self-declaration must be signed regarding the Russia sanctions package.Important
The number of employees in the premium quote are indicative only.Important

05Exclusion grounds

Exclusion grounds — consult the ESPD
  • No specific exclusion grounds were extracted. In a European tender, the mandatory and discretionary grounds of art. 2.86/2.87 of the Dutch Procurement Act almost always apply — check the European Single Procurement Document (ESPD).

06Award criteria

K1: Prevention and reintegration program35

Bidder describes and attaches the prevention and reintegration program with a focus on healthy and vital employees and loss reduction.

K2: Insured persons administration25

Assessment of the desire to perform as few manual actions as possible in the event of changes or mutations.

Price (premium)40

The score is determined based on the total annual premium for both organizations, calculated according to the formula: (total price lowest bidder / total price bidder) * 40.

07Process & timeline

Submit questions
15 september 2025 09:45
Publication of Memorandum of Information
29 september 2025
Submit additional questions
6 oktober 2025 09:45
Publication of 2nd Memorandum of Information
13 oktober 2025
Tender deadline
27 oktober 2025 09:45
Opening
27 oktober 2025 09:46
Contract commencement date
01/01/2026
End of fixed term
31 december 2028

08Value in context

Estimate not published

The contracting authority did not publish an estimated value — common for a large share of contracts. The EU threshold for diensten is € 221.000, for reference.

09Bidders in this segment

#Likely bidderFitWins
1Allianz Benelux N.V.SME100225×
2ASR Schadeverzekering N.V.SME10059×
3ASR Schadeverzekering N.V., handelend onder de naam LoyalisSME10051×
4Achmea Schadeverzekeringen N.V.SME98227×
5MandatisUnknown97268×
6Intermont Assuradeuren B.V.SME96215×

10Tender documents

TN543313 - EF29 Aankondiging gegunde opdracht - algemene richtlijn, standaardregeling 20260105150042pdfJan 6, 2026 · 148 KB
TN543313 - EF16 Aankondiging van een opdracht - algemene richtlijn, standaardregeling 20251023155454pdfOct 23, 2025 · 13 KB
NvI2 ArbeidsongeschiktheidsverzekeringpdfOct 14, 2025 · 38 KB
Bijlage 3 - Eigenverklaring sanctiepakket RuslanddocxOct 14, 2025 · 17 KB
Bijlage 4 - Verklaring referentie kerncompetentiedocxOct 14, 2025 · 16 KB
Bijlage 1 - PremieopgavedocxOct 14, 2025 · 20 KB
Bijlage 5 - VerzuimdatapdfSep 29, 2025 · 54 KB
NvI1 ArbeidsongeschiktheidsverzekeringpdfSep 29, 2025 · 42 KB
Bijlage 1 - PremieopgavepdfAug 29, 2025 · 169 KB
TN543313 - EF16 Aankondiging van een opdracht - algemene richtlijn, standaardregeling 20250827134843pdfAug 29, 2025 · 13 KB
Bijlage 2 - Uniform Europees Aanbestedingsdocument (UEA)pdfAug 29, 2025 · 405 KB
Bijlage 3 - Eigenverklaring sanctiepakket RuslandpdfAug 29, 2025 · 153 KB

11Legal themes that may be relevant here

12Frequently asked questions

For which groups of employees is the collective disability insurance intended?
The insurance provides coverage to all employees employed by the Municipality of Etten-Leur (approximately 380 persons) and Werkplein Hart van West-Brabant (approximately 200 persons).
What is the contract duration of the agreement?
The agreement has a fixed term of three (3) years, starting on January 1, 2026, and ending on December 31, 2028. The agreement can be extended once (1) for a duration of three (3) years.
What is the purpose of the collective disability insurance?
The insurance is intended to guarantee employees more income security in the event of partial disability, to limit the large drop in income during long-term absence.

Automatically compiled from the official tender data and documents.

13Estimated value versus the market

p25
€ 200K
median
€ 538K
p75
€ 1,9 mln
deze opdracht

Gegunde waarden in CPV 66 · diensten n=882