collective disability insurance for partial disability
The Municipality of Bergen op Zoom is seeking a pure collective insurance for partial disability (GAO) for all its employees. The policy must guarantee acceptance without medical questions or examinations, offer minimal administrative burden for the employer, provide market-conform premium discounts, and ensure a high level of service. Joining and leaving must be easy and fast, and the terms must align fully with the collective labor agreement for municipalities (cao-gemeenten) and any future changes. The municipality already has a semi-collective GAO with Loyalis for full disability; this remains outside the scope. The tender focuses on a transparent, voluntary procedure with an emphasis on prevention, absenteeism, and reintegration policies. Suppliers must demonstrate that they can provide robust, digital administration and guarantee clear, customer-oriented service.
Services · European procedure
01What is being requested
The Municipality of Bergen op Zoom is seeking a pure collective insurance for partial disability (GAO) for all its employees. The policy must guarantee acceptance without medical questions or examinations, offer minimal administrative burden for the employer, provide market-conform premium discounts, and ensure a high level of service. Joining and leaving must be easy and fast, and the terms must align fully with the collective labor agreement for municipalities (cao-gemeenten) and any future changes. The municipality already has a semi-collective GAO with Loyalis for full disability; this remains outside the scope. The tender focuses on a transparent, voluntary procedure with an emphasis on prevention, absenteeism, and reintegration policies. Suppliers must demonstrate that they can provide robust, digital administration and guarantee clear, customer-oriented service.
You must provide coverage for the following type of insurance: a pure collective insurance for partial disability. [Note: GAO refers to partial disability in the source text] [Note: The source text ends abruptly at 'gedeeltelijke arbeids'] [Note: I will translate the provided text as is, following the instruction to not add or invent facts, but the source text provided is truncated at the end of the description field]. [Note: Translating the provided content]: You must provide coverage for the following type of insurance: a pure collective insurance for partial disability. [Note: The sour
02Exclusion grounds
- No specific exclusion grounds were extracted. In a European tender, the mandatory and discretionary grounds of art. 2.86/2.87 of the Dutch Procurement Act almost always apply — check the European Single Procurement Document (ESPD).
03Value in context
04Likely competitors
05Legal themes that may be relevant here
06Frequently asked questions
What are the most important requirements for the acceptance of employees?
What is the scope of this assignment regarding existing insurances?
To which collective labor agreement (cao) regulations must the insurance align?
What requirements are being set for administrative processing and service?
What is the purpose of the insurance within the organization?
Automatically compiled from the official tender data and documents.
07Estimated value versus the market
€ 200K
€ 538K
€ 1,9 mln
Gegunde waarden in CPV 66 · diensten n=882